1. The Applicant is the National Credit Regulator, hereinafter referred to as the NCR, a body established in terms of Section 12 of the National Credit Act (the “NCA” or the “Act”) (hereinafter referred to as “the Applicant”).

2. The Respondent is City Finance, an unregistered credit provider. It is not a regulated financial institution (hereinafter referred to as “the Respondent”).

3. This is an application in terms of section 55 (6) of the National Credit Act, 34 of 2005 (hereinafter referred to as “the Act”) to enforce compliance with a notice issued in terms Section 55(1), resulting from the Respondent’s alleged failure to comply with a Compliance Notice.

4. The Respondent is subject to the provisions of the Act by virtue of the provision of section 55(1) which empowers the NCR to issue a compliance notice to a person (registered or unregistered) through providing that “(1) Subject to subsection (2), the National Credit Regulator may issue a compliance notice in the prescribed form to-