National Credit Act: Guidelines for ascertaining consumers' gross incomes and discretionary incomes: Comments invited

18th May 2018

The affordability assessment regulations came into effect in 2015. The regulations were preceded by a review of the weaknesses in affordability assessments conducted by the National Credit Regulator (“NCR”). The review established the following principles -

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National Credit Act: Guidelines for ascertaining consumers' gross incomes and discretionary incomes: Comments invited